CheapRenewal | Terms of Use

CheapRenewal Terms of Use

These Terms of Use apply in connection with any websites, online services, and/or applications owned or operated by CheapRenewal (“we,” “us,” or “our”), including auto insurance quote comparison tools (collectively, the “Services”).

1. General Provisions

These Terms of Use together with the Privacy Policy set forth the legally binding terms governing your use of the Site and Services. By entering the Site or using the Services, you acknowledge and agree to all terms stated herein. We may modify these Terms at any time; your continued use constitutes acceptance.

2. Eligibility

By using the Services, you acknowledge that they are intended for use by residents aged 18 years or older. If you are under 18, you are prohibited from accessing the Site or using the Services.

3. Content & Insurance Disclaimer

The Site/Services provide you with information about insurance products and connect you with licensed insurance agents and insurers. CheapRenewal is not an insurance company or insurance agent. We do not endorse any specific insurer, product, or discount. All Content is provided on an “AS-IS” basis.

⚠️ Important: CheapRenewal does not provide insurance, tax, or legal advice. All decisions regarding insurance coverage should be made directly with a licensed insurance professional.

4. Password and Account Security

If you create an account, you must provide accurate information and keep your credentials confidential. You are responsible for all activities under your account. We may suspend or terminate access at our discretion.

5. Consent for Communications

By providing your telephone number or email via the Site, you consent to receive marketing calls, text messages, and emails from CheapRenewal and our partner insurance providers. Standard message and data rates may apply. You may withdraw consent at any time.

6. Our Intellectual Property

All content, trademarks, logos, and design elements on the Site are owned by CheapRenewal or used under license. You may not reproduce, distribute, modify, or create derivative works without our express written permission.

7. Submissions & User Content

Any content you submit (e.g., reviews, quote requests) is non-confidential and grants CheapRenewal a perpetual, royalty-free, worldwide license to use, modify, and publish such content.

8. Disclaimers & Limitation of Liability

THE SITE AND SERVICES ARE PROVIDED “AS IS” AND “AS AVAILABLE”. TO THE FULLEST EXTENT PERMITTED BY LAW, CHEAPRENEWAL AND ITS AFFILIATES DISCLAIM ALL WARRANTIES. WE ARE NOT LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, OR CONSEQUENTIAL DAMAGES ARISING FROM YOUR USE OF THE SITE OR SERVICES.

9. Indemnity

You agree to indemnify and hold harmless CheapRenewal and its affiliates, employees, and agents from any claims, damages, or expenses arising from your violation of these Terms or misuse of the Site/Services.

10. Dispute Resolution

Any dispute arising out of these Terms or your use of the Services shall be resolved through binding arbitration. Class actions and class arbitrations are not permitted. Disputes must be brought within one (1) year of the date the claim arose.

11. Links to Third Parties

The Site may contain links to third-party websites. We are not responsible for the content, privacy practices, or terms of those websites.